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Retirement Plan (Jana El-Omr)

We all dream of comfort and well-fare for our future. But nowadays, it is becoming difficult to keep up with the constantly increasing cost of living. Did you think of ways to maintain a good standard of living at your Golden Years?

Jana El-Omr Retirement Saving Plan is designed to build cash value for retirement and to protect the family against death and disablement.


  • Sum assured paid in the event of natural or accidental death.
  • Optional: Sum assured paid in the event of total permanent disability due to sickness or accident.

Advantages & Benefits:

  • Moderate monthly premiums, automatically debited from the bank account with no additional banking charges.
  • Possibility to protect the assured amount and the investment amount from inflation through an annual variation rate of 1% to 10%.
  • Possibility to choose the passive war risk coverage.
  • Possibility to choose the currency of the plan: JD or USD.
  • Minimum guaranteed rate of return on investment of 3.5 annually in JD (2% in USD)
  • Possibility to benefit from additional return on investment according to the dividends rate declared every year by Al-Nisr Al-Arabi Insurance Co.

This plan can be purchased only through the Arab Bank branches.